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Home Insurance Discounts

  • Home Insurance Discounts

    Our goal is to provide you with the right coverages and services at the best price. In addition to a potential discount through your employer or professional association, you could save off of our already competitive rates.

  • Multi-Policy Discount—For when you insure both your home and car with Liberty Mutual.

  • Exclusive Group Savings—If you are a member or employee of any of the more than 13,500 employers, groups, credit unions or alumni associations that are a part of Liberty Mutual's affinity program, you could be eligible for exclusive group savings.*

  • Protective Devices—If you install smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms or sprinklers, you'll receive a discount.

    Insured to Value—When you insure up to 100% of the cost to replace your home (usually different from the market value or selling price), you may receive a discount.

    New Customer Safe Homeowner—If you maintain a loss-free record for three years, you'll receive a discount.**

    Inflation Protection—When you adjust your amount of insurance to keep up with inflation, you may qualify for an additional discount.

    Newly Purchased Home—If your home purchase closes within 60 days of the policy effective date, you'll receive a discount.

    New/Renovated Home—Get a discount if your home is less than 13 years old or was recently renovated

    Get a Free Homeowner Quote

  • *Not available in Texas. Texas residents should ask a sales representative about Liberty Mutual Advantage.

  • **In some states this is called the Claims Free Discount and is only available to customers who have been loss-free for five years when they purchase a new policy. The descriptions of coverages and programs are necessarily brief and are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. Coverages and programs vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.