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Home Insurance Discounts

  • Homeowners Insurance Discounts

    Our goal is to provide you with the best coverage options for your home that can be tailored to specifically meet your needs.

    Take advantage of the following special savings that you may be able to apply to your policy:
  • Multi-Policy Discount—If you have more than one policy with us, you can qualify for a multi-policy discount that gets you comprehensive protection and additional savings. That's the benefit of having another Liberty Mutual policy, such as Auto, Life, Condo, Renters, Umbrella or Annuity.
  • Exclusive Group Savings—Liberty Mutual partners with more than 14,000 employers, alumni associations, and professional associations to offer special savings to their employees and members.1
  • Protective Devices Discount—Save on your home insurance by outfitting your home with protective devices such as smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms or sprinklers.

    Insured to Value Discount—When you insure up to 100% of the cost to replace your home (usually different from the market value or selling price), you may receive a discount.

    Claims Free Discount—You'll save on a new home policy if you have not filed a claim with your previous insurance carrier for five years or more.

    Early Shopper Discount—Save on your home insurance when you request a quote before your current policy's start date or expiration with another carrier.

    Newly Purchased Home Discount—Receive special savings if you've recently purchased your home.

    New/Renovated Home Discount—You may qualify for special savings if your home was built or substantially renovated recently.