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Whole Life Insurance

Lifelong Coverage For You And Your Loved Ones

  • Whole life insurance

    Is whole life insurance right for you?
    Whole life insurance offers lifelong protection, but it can also do much more. Whole life insurance may be right for you if you're looking for:

    • Lifelong coverage to protect your family from financial loss
    • Level premiums that are guaranteed to
      never change
    • A guaranteed death benefit
    • An option to build cash value

    Whole life insurance policies offered by Liberty Life:
    Liberty Series Whole LifeSM 1, 2 You pay level premiums for your entire life (until the policy anniversary following your 100th birthday).
    Liberty Series Life paid-up at 65SM 1, 2 You pay level premiums until the policy anniversary following your 65th birthday.
    Liberty Series 20-year Payment LifeSM 1, 2 You pay level premiums for 20 years.
    Liberty Series Joint Whole LifeSM 1, 2, 3

    Joint whole life can cover:
    - a husband and wife
    - two family members
    - two business associates

    Upon death of the first insured, one death benefit is paid to that insured's beneficiary.

    There is only one policy fee, and premiums are often less expensive than premiums for two separate policies.

    Liberty Series Extra Value LifeSM 1, 2, 4
    • A "hybrid" policy that combines temporary and permanent coverage.
    • Generally, the price is lower than that of a traditional whole life policy.
    • Over time, the temporary portion can be replaced by permanent coverage.
    Liberty Series Estate Maximizer
    Next Generation ® 1, 2
    • Single payment interest-sensitive whole life insurance that you buy with just one payment.
    • Provides lifelong protection, and a death benefit that's larger than your original payment.
    • Your payment increases in value by a factor that's based on your gender and age.
    • The immediate increase in death benefit makes this type of life insurance a good match for people who want to transfer wealth.


    Contact a Local Agent


    Life insurance and annuities issued by:
    Liberty Life Assurance Company of Boston, a Liberty Mutual company
    Home office: Boston, Mass. Service center: Dover, N.H.

    1 Liberty Life Assurance Company of Boston, a Liberty Mutual company, issues Liberty Series Whole Life, Liberty Series Life Paid Up at 65, and Liberty Series 20-Year Payment Life on policy form WL-2005022 (WL-2008055 NY in New York and WL-2005022 NJ in New Jersey) and state variations identified by state code; Liberty Series Joint Whole Life on policy form JWL-2005055 (JWL- 2005055 NJ in New Jersey) and state variations identified by state code; and Liberty Series Extra Value Life on policy forms WL-2005022 (WL-2008055 NY in New York and WL-2005022 NJ in New Jersey) and state variations identified by state code; and Extra Life Insurance Endorsement form EELI-2005067 (EELI-2008056 NY in New York) and state variations identified by state code; and Liberty Series Estate Maximizer Next Generation ®, a single payment interest-sensitive whole life insurance contract, on policy forms SPWL-2010157, ICC10-SPWL-2010157 as applicable (SPWL-2010157-NY in New York) and state variations identified by state code. Contract availability, terms, conditions and issue limitations may vary by state. Liberty Life's obligations under its life insurance contracts are guaranteed by Liberty Mutual Insurance Company. Home office: Boston, Mass. Service center: Dover, N.H.

    2 All Liberty Series Whole Life policies endow at age 121. At age 121, the policyholder will receive the full face amount of the policy in force at that time.

    3 Liberty Series Joint Whole Life is only available as payable to age 100 (joint equal age).

    4 Liberty Series Extra Value Life is only available as payable to age 100.