Homeowners Insurance

Protect your biggest investment

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What comes standard

The coverage you need
  • Dwelling
  • Personal possessions
  • Liability
  • Additional living expenses

Add-on protection & coverage

For more peace of mind
  • Coverage for valuables
  • Water backup & sump pump overflow
  • Inflation protection

About to move?

Everything you need to know to make your move as painless as possible. Stay organized and stress-free with timelines, pro packing tips, and advice on securing your new space.

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Discounts that help you save

Burglar

Protective Devices

If you have devices like smoke alarms, deadbolts, and burglar alarms, you'll see savings.
Home

Newly Purchased Home

If you just bought a new place, you qualify for savings.
Auto Home Policy

Bundle and Save

Save when you bundle your home and auto policies together.

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Need help getting started?

It's not always easy to know the difference between certain terms when it comes to insurance. Let's clear up exactly what the most important ones mean.

Additional Living Expense

This helps cover your normal living expenses while your home is being repaired after a claim, up to your policy limit.1

Deductible

This is the initial amount you pay out-of-pocket before your coverage kicks in. In most cases, you'll need to pay your deductible up front, even if the claim wasn't your fault.

Premium

The total price you pay for your policy.

Dwelling

Another term used to describe the part of your home insurance policy that covers physical structures on your property.

Scheduled Items

These are pricier belongings (jewelry, art, etc.) that typically require additional coverage, since the standard home policy limits the amount you can claim per item.

Liability Coverage

If someone else is injured or has their belongings damaged on your property, this covers any claims against you, as well as any reasonable and necessary medical expenses.

For more helpful definitions, check out our Insurance Glossary


1Stated policy limits apply; not available in all states.