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What does homeowners insurance cover?
We customize your insurance so you only pay for what you need.
What is hazard insurance?
Hazard insurance describes a type of home insurance coverage that covers catastrophes, like fires and severe storms. Damage to your home from things like hail, strong winds, smoke, and fire are all considered to be in this category. Depending on your state, you may be required to purchase specific types of hazard insurance, such as hurricane coverage.
Liberty Mutual offers a number of standard and custom coverages that can protect your home from hazard damage.
How much is home insurance?
Things that impact the cost of home insurance
- The location of your home and the surrounding environment.
- The type of weather your state experiences.
- The age of your home.
- If you have recreational features, like a swimming pool or trampoline.
Generally, the less risk you have the lower your price may be. It all depends on your unique needs. Keep in mind that you can lower the cost of your premium by increasing your deductible, if you prefer.