Homeowners Insurance Benefits

Your Liberty Mutual homeowners policy comes with all these great features.

couple discussing homeowners insurance benefits
We offer a number of benefits to our policyholders to help make managing a home insurance policy as simple and stress-free as possible.1
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Call 1-800-837-5254

Additional Living Expenses2: If your home is unsafe or damage is so extensive that you cannot live there, we'll cover the additional living expenses you incur to live elsewhere.

Emergency Home Repair Service3: If you have a covered loss, our Emergency Home Repair Service will help you find an emergency service vendor or a local contractor to protect your home from further damage.

Personal Property Replacement: If your personal possessions are ever damaged or destroyed, our Personal Property Replacement Service will help locate the exact items you lost - or the closest match - and we'll ship them to you quickly.

Loss Forgiveness:
With our Loss Forgiveness Program, your price won't increase due to the first loss in your home.4

Manage Your Policy Online:
Register for our online services and log in to view convenient billing options and set up a payment schedule through automatic deductions. You can make a one-time payment, or choose to pay monthly, quarterly or in one lump sum. You can also view policy information, make changes to your policies, set up paperless delivery of your documents and report or check on a claim.

After-Hours Policy Services: When you need policy information, answers to billing questions or assistance with policy changes, including after normal business hours, our Customer Response Center is available and ready to assist you.

Call 1-888-398-8924, Mon.-Fri. 8 am-10 pm ET, Sat. 8 am-8 pm ET, Sun. 11 am-5 pm ET

1 The descriptions of coverages and programs are necessarily brief and are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. Coverages and programs vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

2 Not available in all states.

3 Work is guaranteed longer than three years in certain circumstances; materials are covered separately under manufacturer's warranty. Not available in all states and may vary by state.

4 Subject to eligibility requirements. Benefits and eligibility requirements may vary by state.

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