Only pay for what you need.

Get insurance that gets you.

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Car insurance
Learn about car insurance coverages and find discounts to help you save.

Homeowners insurance
See what homeowners insurance covers, how it works, and what savings are available to you.

Renters insurance
We can help you learn about options to protect your things from damage, theft, and more.

Condo insurance
Learn more about our condo insurance, or HO6 policies, and see how much you could save!

We've got a special deal with your name on it, State of Michigan employees.

Liberty Mutual and State of Michigan have teamed up to give you special savings on customized insurance. You'll enjoy flexible coverage options, benefits, and discounts. So you can feel confident knowing you—and your wallet—are protected with Liberty Mutual.

In addition to payroll deduction, here are a few other benefits our customers love:

Payroll Deduction

You can save even more if you pay your bill through payroll deduction.²

Multi-Policy Discount

The more the merrier! You'll get a discount just for having more than one policy with us.²

Claims Free Discount

If you go five years without a claim, you'll get a discount on your auto insurance.²

Violation-Free Discount

Great drivers are made, not born. You'll get a discount if your driving history is violation-free.²

Better Car Replacement™

If your car is totaled, we'll give you the money for a model that's one year newer.³

24-Hour Roadside Assistance

If your car breaks down, we won't leave you stranded. Optional 24-Hour Roadside Assistance will get you moving again.⁴

Military Discount

We salute those who are Active, Retired, or Reserved in the U.S. Armed Forces. We thank you for your service.