Homeowners Insurance Discounts

Providing you with affordable home insurance to meet your needs.

Home Insurance Discounts
Shopping for Homeowners Insurance is about value. The discounts and savings offered on our already competitive homeowners insurance rates can help make sure you’re getting the protection you want, at the price that you need.
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Discover which discounts you qualify for to make your homeowners insurance policy even more affordable.

Your Policy
+Multi-Policy Discount-Multi-Policy DiscountMulti-Policy Discount
If you have more than one policy with us, you can qualify for a multi-policy discount that gets you comprehensive protection and additional savings.1 Learn more about our Multi-Policy Discount.
+Exclusive Group Savings-Exclusive Group SavingsExclusive Group Savings
We offer exclusive group savings on home insurance to employees and members of more than 14,000 employers, groups, credit unions or alumni associations that are a part of Liberty Mutual's affinity program.
+Claims Free Discount-Claims Free DiscountClaims Free Discount
You'll save on a new home policy if you have not filed a claim with your previous insurance carrier for five years or more.
+Safe Homeowner Program-Safe Homeowner ProgramSafe Homeowner Program
You don't need to be a new customer to be rewarded for being a responsible homeowner. If your policy remains claims-free with us for three years, you could save on your premium.2
+Early Shopper Discount-Early Shopper DiscountEarly Shopper Discount
Save on your home insurance when you request a quote before your policy with another carrier expires.3
Your Home
+Protective Devices Discount-Protective Devices DiscountProtective Devices Discount
Save on the cost of home insurance by outfitting your home with protective devices such as smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms or sprinklers.
+Insured to Value Discount-Insured to Value DiscountInsured to Value Discount
When you insure up to 100% of the cost to replace your home (usually different from the market value or selling price), you may receive a discount.
+Newly Purchased Home Discount-Newly Purchased Home DiscountNewly Purchased Home Discount
Receive special savings if you've recently purchased your home.
+New/Renovated Home Discount-New/Renovated Home DiscountNew/Renovated Home Discount
You may qualify for special savings if your home was built or substantially renovated recently.

1 Discounts and savings available where state laws and regulations allow. Restrictions apply.

2 Discount will vary by customer and are subject to policy deductible. Not available in Texas.

3 Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent, permitted by law, applicants are individually underwritten; not all applicants may qualify.

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