Home Insurance Discounts

Savings for more affordable homeowners insurance

Shopping for Homeowners Insurance is about value. Discover which discounts you qualify for to make your Homeowners insurance policy even more affordable.
Bundle & Save — Multi-Policy Discount
If you have more than one policy with us, you can qualify for a multi-policy discount that gets you comprehensive protection and additional savings.1 Learn more about bundling home and auto insurance.
Claims-Free Discount
You'll save on a new home policy if you have not filed a claim with your previous insurance carrier for five years or more.
Protective Devices Discount
Save on the cost of home insurance by outfitting your home with protective devices such as smart home devices, smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms or sprinklers.
Newly Purchased Home Discount
Receive special savings if you've recently purchased your home.
Safe Homeowner Program
You don't need to be a new customer to be rewarded for being a responsible homeowner. If your policy remains claims-free with us for three years, you could save on your premium.2
Early Shopper Discount
Save on your home insurance when you request a quote before your policy with another carrier expires.3
Insured to Value Discount
When you insure up to 100% of the cost to replace your home (usually different from the market value or selling price), you may receive a discount.
New/Renovated Home Discount
You may qualify for special savings if your home was built or substantially renovated recently.4
Military Discount
We are so grateful for the service given by the men and women of our armed forces. To show our appreciation, we happily offer a discount to veterans and those who currently serve.
Preferred Payment Discount
If you choose to pay your premium with our monthly Electronic Funds Transfer (EFT) plan, you qualify for our Preferred Payment Discount.
New Roof Discount
If you have a brand-new roof, or replaced your old roof, you qualify for our New Roof Discount.
Paperless Discount
Going paperless with your bill isn't just good for the planet, it's great for your wallet. Simply sign up for paperless billing and we'll give you a discount.
1Discounts and savings available where state laws and regulations allow. Restrictions apply.
2Discount will vary by customer and are subject to policy deductible. Not available in Texas.
3Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent, permitted by law, applicants are individually underwritten; not all applicants may qualify.
4Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.