Home Insurance Discounts

Shopping for Homeowners Insurance is about value. Discover which discounts you qualify for to make your Homeowners insurance policy even more affordable.
Bundle and Save – Multi-Policy Discount
If you have more than one policy with us, you can qualify for a multi-policy discount that gets you comprehensive protection and additional savings.1 Learn more about bundling home and auto insurance.
Claims-Free Discount
You'll save on a new home policy if you have not filed a claim with your previous insurance carrier for five years or more.
Protective Devices Discount
Save on the cost of home insurance by outfitting your home with protective devices such as smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms or sprinklers.
Newly Purchased Home Discount
Receive special savings if you've recently purchased your home.
Safe Homeowner Program
You don't need to be a new customer to be rewarded for being a responsible homeowner. If your policy remains claims-free with us for three years, you could save on your premium.2
Early Shopper Discount
Save on your home insurance when you request a quote before your policy with another carrier expires.3
Insured to Value Discount
When you insure up to 100% of the cost to replace your home (usually different from the market value or selling price), you may receive a discount.
New/Renovated Home Discount
You may qualify for special savings if your home was built or substantially renovated recently.
1Discounts and savings available where state laws and regulations allow. Restrictions apply.
2Discount will vary by customer and are subject to policy deductible. Not available in Texas.
3Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent, permitted by law, applicants are individually underwritten; not all applicants may qualify.
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