Car insurance discounts
At Liberty Mutual, we offer lots of ways to save. Browse our comprehensive list of discounts then begin your quote below to find out just how much extra money you’ll be pocketing each month.
You
Hey, we like you. These are the discounts you can get just for being you!
Homeowner Discount
Being a homeowner qualifies you for savings.1
Military Discount
We salute those who are Active, Retired, or Reserved in the U.S. Armed Forces. We thank you for your service.
Early Shopper Discount
Wow! This is a good one. Quote with us before your current policy expires and we'll help you save up to 45% when you sign with us.2
Good Student Discount
Attention class: If you (or your student) have a GPA of B or better, we're happy to reward your hard work with a discount on your policy.3
Student-Away-at-School Discount
You're eligible for a discount if your son or daughter is away at school and only occasionally drives your car.4
Your car
The features in your car can help you save big. If you have any of these, you qualify for savings.
Advanced Safety Features Discount
You can get a discount for having advanced safety features in your vehicle, such as anti-lock brakes, electronic stability control, and adaptive headlights.
Alternative Energy Discount
Friends of the environment are friends of ours. You'll get a discount if your vehicle is a hybrid or electric.5
Anti-Theft Device Discount
If your car is equipped with anti-theft technology, you qualify for savings.
Your driving
Safe drivers always save.
Accident Free Discount
Safe driving pays off. If you have an accident-free driving history, we'll reward you for it with savings.6
Violation Free Discount
Great drivers are made, not born. You'll get a discount if your driving history is violation-free.7
RightTrack Discount
Get rewarded for your good driving behavior by enrolling in the RightTrack program. You'll receive an initial discount just for participating and a final discount of up to 30%.8
Learn more
Your policy
These discounts are designed for convenience and savings.
Multi-Policy Discount
The more the merrier! You'll get a discount just for having more than one policy with us. It's no surprise that this discount that saves both time and money is one of our most popular.9
Learn more
Multi-Car Discount
Why complicate things? Insure all your vehicles with us and save.10
Preferred Payment Discount
Save yourself time and money by enrolling in automatic payment linked to your bank account.11
Pay-in-Full Discount
You get a discount for paying for your policy in one or two payments.
Online Purchase Discount
One of our favorites. Buy online and save money, it's that easy! We'll apply the discount when you complete your purchase online.12
Paperless Policy Discount
It's a win-win. Good for your wallet and the environment.13
Ready for a quote?
1Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
2Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent, permitted by law, applicants are individually underwritten; not all applicants may qualify.
3Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
4Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
5Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
6Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
7Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
8The RightTrack® discount applies only to the base coverages on the participating vehicle, which may include Bodily Injury, Property Damage, Comprehensive, Collision, Personal Injury Protection (PIP) or Medical Payments, Uninsured Motorist, and Underinsured Motorist (subject to state availability). Initial discount may vary by state and is replaced with a final discount upon completion of a review period. Not available in all states. Coverage provided and underwritten by Liberty Mutual Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116. ©2017 Liberty Mutual Insurance.
9Discounts and savings available where state laws and regulations allow. Restrictions apply.
10Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
11Availability of Preferred Contractor Network may vary by state.
12Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by
13Discounts and savings available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.