While safety is the primary concern of a parent preparing their son or daughter to drive responsibly, the price of your auto policy rates may have crossed your mind as well. The good news is we can help with a number of teen car insurance discounts you may qualify for.1

Savings Customized for Your Family

There are a number of ways you could save on car insurance when you add your teen to your Liberty Mutual auto policy.

+Check Your Alumni and Professional Affiliations-Check Your Alumni and Professional AffiliationsCheck Your Alumni and Professional Affiliations
Receive up to 10% off your auto insurance with Exclusive Savings if you belong to one of the 14,000+ employers, alumni associations, and professional associations that partner with Liberty Mutual Insurance to offer special savings to their employees and members.2


+Adding Your Teen's Car to Your Policy-Adding Your Teen's Car to Your PolicyAdding Your Teen's Car to Your Policy
It pays to have multiple cars listed on the same policy. Our Multi-Car Discount ensures you receive the best value and minimizes the hassle of managing your auto insurance.


+Select a Vehicle with Safety Features-Select a Vehicle with Safety FeaturesSelect a Vehicle with Safety Features
We recognize the importance of vehicle safety features, especially for inexperienced drivers. That is why we offer a Vehicle Safety Features Discount for vehicles that come equipped with safety features such as anti-theft devices, anti-lock brakes (ABS), adaptive cruise control, lane departure warning and collision preparation systems.


+Is Your Student Away at School?-Is Your Student Away at School?Is Your Student Away at School?
If your teen resides at a school more than 100 miles from your home and only occasionally drives your vehicle, you could qualify for a discount on your auto insurance.


Rewarding Your Teen Driver's Responsibility

We also offer a number of discounts for teen drivers who demonstrate responsibility by taking the initiative to properly educate themselves on safe driving methods.1

+Complete a Driver Training Program-Complete a Driver Training ProgramComplete a Driver Training Program
We reward young drivers who are under the age of 21 with special savings through a Driver Training Discount if they complete a qualifying program.


+Go Online-Go OnlineGo Online
We know your teen’s safety is important to you. That’s why we offer you a reduced price on teenSMART® software and special savings on your auto insurance when your teen completes the teenSMART® computer-based driving course, which is statistically proven to reduce accidents.


+Sign a Contract-Sign a ContractSign a Contract
We believe effective parent-teen communication is critical to help teens recognize and choose safe driving behaviors. That's why we offer special savings when you and your teen complete a Teen Driving Contract that establishes your family's driving rules.


+Get Good Grades-Get Good GradesGet Good Grades
Show your teen that responsible behavior, like hitting the books and maintaining good grades, gets rewarded, even outside of school. At Liberty Mutual, we offer car insurance discounts for students, under the age of 25, who achieve at least a B (3.0) average.
1 The descriptions of coverages and programs are necessarily brief and are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. Coverages and programs vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

2 Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent, permitted by law, applicants are individually underwritten; not all applicants may qualify. Not available in Texas. Texas residents should ask a sales representative about Liberty Mutual Advantage.
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