Cheap car insurance

The quickest way to lowering your car insurance quote is usually by choosing a higher deductible or the amount you'd pay out of pocket if you have a claim. Higher deductibles often mean lower costs upfront. However, be sure to pick a deductible you would feel comfortable covering if you're in an accident.

Other ways to lower your car insurance rate include asking about discounts, signing up for a safe driver program like RightTrack®, maintaining a good driving record, and bundling your policies.

Read more about ways to lower your car insurance rate.

Not necessarily, but it's important to understand what you're signing up for. Lower-cost car insurance policies can sometimes come with trade-offs like

• Lack of coverage options
• High deductibles
• Poor customer service or claims support
• Less financial strength or stability, which can affect how confidently you can rely on the insurer during a claim

If the price is too good to be true, it probably is. You want to make sure you're getting good cheap car insurance, not just cheap car insurance. Before buying, make sure you understand the policy and the reputation of the company so they're there for you when you need them.

The cheapest car insurance you can get is usually referred to as “liability-only.” This basic car insurance helps pay for injuries or damages you might cause to someone else in an accident. Liability-only meets the basic legal requirements in most states and can help keep your monthly cost low. Keep in mind that a liability-only policy does not help pay for damage to your own car or injuries so it's important to understand its limitations before choosing.

We know teens and young adults often face higher car insurance rates, so we offer ways to help lower them. Discounts like Good Student and Students Away at School can make insurance more affordable, and choosing options like liability-only coverage or a higher deductible can help you save even more. And if you're renting or own a home, you may be able to lower your rate by bundling your car insurance with another type of policy.