Cheap Car Insurance – Buyer Beware

Don't wait until it's too late to find out you're not covered.

Many insurance companies offer affordable policies that contain the minimum amount of coverage required by law. But be careful – such policies may look attractive on the surface, but have gaps in coverage that can end up costing you money. So it’s important to know what you’re covered for, but also to choose a reputable company that will stand with you when you need them. At Liberty Mutual, we have coverage options to provide you with affordable car insurance that doesn't compromise on quality. We also offer valuable insurance discounts and multi-policy bundled packages so you can save even more.

Why Cheap Car Insurance Sometimes Falls Short

If you're in an accident or fender bender, you may think that a run-of-the-mill cheap car insurance policy covers you well enough to fix your car. But what if it doesn't? While saving a little money on your monthly bill may work in the short term, after an accident your car may not be covered, leaving you to pay for car repairs out of your own pocket. What initially seemed like a quick way to save will end up costing you more money.

We believe that affordability shouldn't get in the way of quality - they can even go hand-in-hand. We'll provide the best car insurance policy for your needs with reliable protection at a fair price, should you ever need to use it. View our car insurance coverage where you can compare our standard coverage with the many additional options we offer for drivers who want more protection than what their state requires.

Things You Can Do to Lower Your Car Insurance Rate

Many other factors contribute to the cost of your car insurance policy. Several of these can help to lower your overall cost, including:
  • Having a clean driving record.
  • Purchasing a car with adequate safety features.
  • How many drivers you add to your policy.
  • Having a strong credit score.
Get more information on how we calculate your car insurance rate.

Even More Ways to Save Money

We offer a variety of policies that help you save based off of the policy you choose, the type of vehicle you own, and your personal information. Some of these include:
  • Multi-Policy Discount: save more when you bundle your auto & home policies.
  • Preferred Payment Methods Discount: save money when you choose one of our convenient billing methods.
  • Multi-Car Discount: perfect for multi-car households.
  • Additional Discounts for teen drivers, newlyweds, good students, newly retired individuals, and more!
Learn how you can lower the price you pay with our car insurance discounts.

Get a Quality Car Insurance Policy Today