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Home Insurance Discounts

Making Your Home Insurance Policy Even More Affordable

  • Homeowners Insurance Discounts

    Our goal is to provide you with the best coverage options for your home that can be tailored to specifically meet your needs.

    Here are some of the discounts we offer:

    Your Policy
    • Multi-Policy Discount: If you have more than one policy with us, you can qualify for a multi-policy discount that gets you comprehensive protection and additional savings. Learn more about how you can bundle your auto, home, condo or renters policies with our Multi-Policy Discount and get a quote online.
    • Exclusive Group Savings: We offer exclusive group savings on home insurance to employees and members1 of more than 14,000 employers, groups, credit unions or alumni associations that are a part of Liberty Mutual's affinity program.
    • Claims Free Discount: You'll save on a new home policy if you have not filed a claim with your previous insurance carrier for five years or more.
    • Safe Homeowner Program: You don't need to be a new customer to be rewarded for being a responsible homeowner. If your policy remains claims-free with us for three years, you could save on your premium.
    • Early Shopper Discount: Save on your home insurance when you request a quote before your policy with another carrier expires.
    Your Home

    • Protective Devices Discount: Save on your home insurance by outfitting your home with protective devices such as smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms or sprinklers.
    • Insured to Value Discount: When you insure up to 100% of the cost to replace your home (usually different from the market value or selling price), you may receive a discount.
    • Newly Purchased Home Discount: Receive special savings if you've recently purchased your home.
    • New/Renovated Home Discount: You may qualify for special savings if your home was built or substantially renovated recently.
  • 1 Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent, permitted by law, applicants are individually underwritten; not all applicants may qualify. Not available in Texas. Texas residents should ask a sales representative about Liberty Mutual Advantage.