Marketing Disclaimer

The following disclaimers apply

10% Home Discount: NOT AVAILABLE IN CA. Not available in all states. Discount applies to base policy coverage, not optional coverages or endorsements.

12% Auto Discount: NOT AVAILABLE IN CA, HI, MT, WY, ND, SD, AK, NC. Discount amount varies by state and reflects average savings as applied to certain auto coverages

$5 Renters: Not available in all states.

$44 Condo: Based on the average premium for condo policies as of April 2017.

$523 Home Savings Figure: Savings validated by new customers who switched to Liberty Mutual between 1/2020-10/2020 and participated in a countrywide survey. Savings may vary. Comparison does not apply in MA.

$665 Auto Savings Figure: Savings validated by new customers who switched to Liberty Mutual between 1/2020-10/2020 and participated in a countrywide survey. Savings may vary. Comparison does not apply in MA.

$947 Savings Figure: Savings validated by new customers who switched to Liberty Mutual between 1/2020-10/2020 and participated in a countrywide survey. Savings may vary. Comparison does not apply in MA.

Auto Competitor Savings Comparison: Savings validated by new customers who switched to Liberty Mutual between 1/2020-10/2020 and participated in a countrywide survey. Carrier-specific figures reflect average savings for customers who switched to Liberty Mutual from the listed carriers. Savings may vary. Comparison does not apply in MA.

Home Competitor Savings Comparisons: Savings validated by new customers who switched to Liberty Mutual between 1/2020-10/2020 and participated in a countrywide survey. Carrier-specific figures reflect average savings for customers who switched to Liberty Mutual from the listed carriers. Savings may vary. Comparison does not apply in MA.

Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

12-Month Rate Guarantee: 12-month policies may be standard in several states. Your rate is guaranteed for one full year from your effective date. Rate guarantee may not apply if there is a midterm change in underwriting risk that impacts policy premium.

24-Hour Roadside Assistance: Coverage is provided on the optional Towing & Labor Coverage endorsement. May vary by state. Applies to mechanical breakdowns and disablements only, and may be subject to limits. Real time tracking may not be available with all roadside assistance service providers.

Accident Forgiveness: ACCIDENT FORGIVENESS NOT AVAILABLE IN CA. Terms and conditions apply.

Better Car Replacement™ and New Car Replacement™: Optional coverage in some states; availability varies by state. Eligibility rules apply.

Premium is for illustrative use only. Terms and conditions apply. May vary by state.

Customer Satisfaction/Recommendation/Ease of Doing Business: Based on a 2020 study conducted by Liberty Mutual Insurance.

Monthly premium based on policies with liability coverage. Terms and conditions apply. May vary by state.

Liberty Mutual ByMile™: Savings discount is an approximation and may vary by state and by mileage. Based on projected savings of ByMile customers in states where ByMile is available.

The RightTrack® discount applies only to the base coverages on the participating vehicle, which may include Bodily Injury, Property Damage, Comprehensive, Collision, Personal Injury Protection (PIP) or Medical Payments, Uninsured Motorist, and Underinsured Motorist (subject to state availability), and excludes fixed expenses (where applicable). Initial discount may vary by state and is replaced with a final discount upon completion of a review period. Not available in all states. Coverage provided and underwritten by Liberty Mutual Insurance Company and/or its affiliates, 175 Berkeley Street, Boston, MA 02116. ©2021 Liberty Mutual Insurance.