Marketing Disclaimer

Lower Rates: Rates vary by state. Not all states included.

12% Auto Online Purchase Discount: NOT AVAILABLE IN CA, NY, HI, MT, WY, ND, SD, AK, NC. Discount amount varies by state and reflects average savings as applied to certain auto coverages.

Certainly Auto average 20% Savings Comparison: Savings validated by comparing the average monthly premium for Liberty Mutual customers that purchased auto insurance on libertymutual.com against policyholders who purchased Certainly auto insurance from 1/1/2018 - 12/1/2018 in the following states: AZ, TN, WI . Savings may vary.

10% Home Discount: NOT AVAILABLE IN CA. Not available in all states. Discount applies to base policy coverage, not optional coverages or endorsements.

$5 Renters: Not available in all states.

$35 Condo: Premium will vary by state and coverages selected

$400 Home Savings Figure: Average savings based on a countrywide survey of new customers who reported savings when they switched to Liberty Mutual between 05/2023 and 04/2024. Savings will vary. Comparison does not apply in MA.

$700 Auto Savings Figure: Average savings based on a countrywide survey of new customers who reported savings when they switched to Liberty Mutual between 05/2023 and 04/2024. Savings will vary. Comparison does not apply in MA.

$950 Auto & Home Savings Figure: Average savings based on a countrywide survey of new customers who reported savings when they switched to Liberty Mutual between 05/2023 and 04/2024. Savings will vary. Comparison does not apply in MA.

Auto Competitor Savings Comparison: Average savings validated by new customers who switched to Liberty Mutual between 05/2023 - 04/2024 and participated in a countrywide survey. Carrier-specific figures reflect average savings for customers who switched to Liberty Mutual from the listed carriers. Savings may vary. Comparison does not apply in MA.

Multi-Policy Discount: Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

12-Month Rate Guarantee: 12-month policies may be standard in several states. Your rate is guaranteed for one full year from your effective date. Rate guarantee may not apply if there is a midterm change in underwriting risk that impacts policy premium.

24-Hour Roadside Assistance: Coverage is provided on the optional Towing & Labor Coverage endorsement. May vary by state. Applies to mechanical breakdowns and disablements only, and may be subject to limits. Real time tracking may not be available with all roadside assistance service providers.

Accident Forgiveness: ACCIDENT FORGIVENESS NOT AVAILABLE IN CA. Terms and conditions apply.

Better Car Replacement™ and New Car Replacement™: Optional coverage in some states; availability varies by state. Eligibility rules apply.

Premium is for illustrative use only. Terms and conditions apply. May vary by state.

Customer Satisfaction/Recommendation/Ease of Doing Business: Based on a 2020 study conducted by Liberty Mutual Insurance.

Monthly premium based on policies with liability coverage. Terms and conditions apply. May vary by state.

The RightTrack® driving/performance score applies only to certain coverages, not total policy premium. For customers who sign up for the one-time monitoring period program, a final driving/performance score is applied for the life of the policy. For customers who sign up for the continuous monitoring program, the driving/performance score is based on driving behavior and is updated at each renewal. Applied coverages, enrollment/participation discount, and program availability may vary by state. Not available in all states.

Violation free Auto: Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Claims free Property: Subject to eligibility requirements, and may vary by state. In some states, weather-related claims are not considered qualified claims in determining eligibility for this discount.

Claims free Auto: Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.