Motorcycle Insurance

Only pay for what you need with customized insurance

Motorcycle

Call us for a customized quote

Couple with their car

What does motorcycle insurance cover?

Damage from a collision
Accidents not involving a crash
Damage to someone else’s property
A new bike if yours is totaled
Family car parked outside garage

Understand your motorcycle coverage options

Coverage
Real life example
Standard
Add-on
Collision
You damage your bike when you hit a car door. This will help you get it repaired.
Checkmark
Bodily Injury Liability
You injure another motorcyclist while riding. You'll be covered for their medical bills.1
Checkmark
Better Bike Replacement™
Your bike is totaled after an accident. This will help you get a new one.2
Checkmark
New Bike Replacement Coverage
Your brand new bike suffers damage, making it a total loss. Get a new bike with this coverage.3
Checkmark
24-Hour Roadside Assistance
Your bike breaks down in the middle of a long road trip. Count on roadside help with this coverage.4
Checkmark
Accident Forgiveness
After years of never getting in an accident, you swipe a car door. You’re forgiven – we won’t raise your rate.5
Checkmark

Motorcycle discounts our customers love

Be sure to ask your agent about all the motorcycle discounts Liberty Mutual offers.

Document Lifetime Repair

Safety Course Discount

You’ll save if you’ve completed an approved safety course within the past 3 years.6
Bundle

Bundle and Save

Save when you bundle your motorcycle insurance with your auto, home, or life policy.
Motorcycle Accessories

Experienced Rider

We’ll give you a discount if you’ve had your motorcycle license for 3 years or more.6

Common questions

1Subject to claim.
2Optional coverage in some states. Availability varies by state and eligibility rules apply.
3Availability varies by state and eligibility rules apply.
4Coverage is provided on the optional Towing & Labor Coverage endorsement. May vary by state. Applies to mechanical breakdowns and disablements only and may be subject to limits.
5ACCIDENT FORGIVENESS NOT AVAILABLE IN CA. Terms and conditions apply.
6Restrictions apply and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.