- Property
- Homeowners Insurance
- Homeowners Discounts
Home insurance discounts
Finding the right home insurance means finding a custom policy at the best value for you. Browse our discounts to see all the ways you can save.
You
Hey, we like you. These are the discounts you can get for just being you!
Claims-Free
You’ll save on your policy if you have not filed a claim with your previous insurance carrier for five years or more.1
Safe Homeowner Program
You don’t need to be a new customer to be rewarded for being a responsible homeowner. If your policy remains claims-free with us for three years, you could save on your premium.2
Early Shopper Discount
Wow! This is a good one. Quote with us before your current policy expires and you could save when you sign with us.3
Your Home
Whether you’ve bought a new home, or just a new roof, these discounts help you save based on your home itself.
Newly Purchased Home Discount
Congrats on your new home! Enjoy some celebratory savings with your policy.
New/Renovated Home Discount
If your home was built substantially or renovated recently, you qualify for savings.3
New Roof Discount
A new roof on your home isn’t just a smart investment, it earns you a discount on your homeowners insurance.
Your policy
These discounts are designed for convenience and savings.
Multi-policy Discount
The more the merrier! You’ll get a discount just for having more than one policy with us. It’s no surprise that this discount that saves both time and money is one of our most popular.3
Insured to Value Discount
You can see a discount when you insure up to 100% of the cost to replace your home (which is usually different from the market value or selling price).
Preferred Payment Discount
Save yourself time and money by enrolling in automatic payment linked to your bank account.3
Paperless Policy Discount
It’s a win-win. Good for your wallet and the environment.
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1Subject to eligibility requirements, and may vary by state. In some states, weather-related claims are not considered qualified claims in determining eligibility for this discount.
2Discount will vary by customer and are subject to policy deductible. Not available in Texas.
3Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.