Liberty Mutual
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Contact Us by Phone:
Customer Service: 1-888-398-8924
Claims: 1-800-225-2467
Sales: 1-800-837-5254
For customer service hours, FAQ's, and to learn about more ways to get in touch, visit the Liberty Mutual Contact Us portal.
*Additional charges apply if your policy does not include the Towing and Labor coverage.

Renters insurance discounts

At Liberty Mutual, we offer lots of ways to save on Renters insurance. Browse our discounts for you, your space, and your policy to find out what's right for you.
Claims-Free

You'll save on your policy if you have not filed a claim with your previous insurance carrier for five years or more.1

Military Discount

We salute those who are Active, Retired, or Reserved in the U.S. Armed Forces. We thank you for your service.2

Early Shopper Discount

Wow! This is a good one. Quote with us before your current policy expires and we'll help you save up to 45% when you sign with us.3

get a renters insurance discount just for being you
Smart Home

Whether it's a smart thermostat or a security system, if you've made your place safer or more efficient, you'll see a discount.4

Protective Devices

Devices like smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms, and sprinklers qualify you for savings.5

based on the features of your apartment or rental, you could get a renters discount
Multi-Policy Discount

The more the merrier! You'll get a discount just for having more than one policy with us. It's no surprise that this discount that saves both time and money is one of our most popular.6

Learn more

Preferred Payment Discount

Save yourself time and money by enrolling in automatic payment linked to your bank account.7

Online Purchase Discount

One of our favorites. Buy online and save money, it's that easy! We'll apply the discount when you complete your purchase online.8

Paperless Policy Discount

It's a win-win. Good for your wallet and the environment.9

there are so many ways to save on your renters insurance policy
1Subject to eligibility requirements, and may vary by state. In some states, weather-related claims are not considered qualified claims in determining eligibility for this discount.
2Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
3Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent, permitted by law, applicants are individually underwritten; not all applicants may qualify.
4Discount will vary by customer and are subject to policy deductible. Not available in Texas.
5Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
6Discounts and savings available where state laws and regulations allow. Restrictions apply.
7Availability of Preferred Contractor Network may vary by state.
8Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by
9Discounts and savings available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.