Idaho car insurance

Common questions about Idaho
auto insurance

Need car insurance in Idaho? Whether you live in Boise or Meridian, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Idaho auto insurance, so you only pay for what you need.

What car insurance is required in Idaho?

In Idaho, it's illegal to drive without insurance. Drivers in Idaho are required to have car insurance coverage for

Bodily Injury to others
Property Damage Liability

As of January 2020, vehicle owners need to show proof of insurance for 2 consecutive months. Failure to do so, can result in their registration being suspended. This doesn't apply to commercial vehicles, trailers, or off-highway vehicles.

Here are the minimum auto insurance limits drivers must have in Idaho.²

Coverage	Amount
Bodily Injury to Others	$25,000 per person and $50,000 per accident
Property Damage Liability	$15,000 per accident

Check out the Idaho Vehicle Services website for more details.

What's the average cost of car insurance in Idaho?

The average cost of car insurance in Idaho was $1,338³ in 2021 according to thezebra.com. That's 12% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can save you money on Idaho auto insurance with a customized policy, so you only pay for what you need.

See how much you could save on car insurance

Who has the cheapest car insurance in Idaho?

Getting the cheapest car insurance in Idaho may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴