Some sections of this site may not function unless you enable Cookies.

Auto Insurance Quote Information

Some Important Factors that Affect Car Insurance Rates and Quote Estimates

  • about your auto insurance quote

    How does Liberty Mutual determine what your auto insurance quote should be? Auto insurance companies look at a number of factors when determining auto insurance rates. When you request an auto insurance quote online, here are some of the most important factors we consider:

    Your Vehicle - The more expensive a car is to repair or replace, the more it costs to insure. Your vehicle's safety features can help lower your auto insurance quote, as can the amount and types of driving it's used for.

    Your Address - Where you live and garage your vehicle will affect your auto insurance quote.

    Your Driving Record - Having fewer incidents such as accidents, moving violations or claims in your driving record will help lower your auto insurance quote.

    Get an Auto Insurance Quote