Michigan car insurance
Enter your ZIP code to start your custom quote
Affordable Michigan auto insurance customized to your needs
Need car insurance in Michigan? Whether you live in Detroit or the UP, Liberty Mutual can help protect you. From liability protection to comprehensive coverage, we customize your Michigan auto insurance, so you only pay for what you need.
Who has the cheapest car insurance in Michigan?
The big question. Keep in mind, getting the cheapest car insurance in MI may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto policy can cost less than you think1
What car insurance is required in Michigan?
Here in the Wolverine State, it’s illegal to drive without insurance. This chart shows the minimum auto insurance drivers are required to have in Michigan6.
|Bodily Injury Coverage||$20,000 per person and $40,000 per accident|
|Property Damage Coverage||$10,000 per accident|
|Uninsured Motorist Bodily Injury Coverage||$20,000 per person and $40,000 per accident|
|Property Protection||$1 Million|
|Personal Injury Protection||Unlimited with a $0, $300, or $500 deductible|
For more information, check out the Michigan Department of Insurance and Financial Services.
Common questions about Michigan auto insurance
The chart above shows the minimum Michigan auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your MI car insurance to get the coverage that fits you.
See all of our auto coverage options
- Nerd Wallet named Liberty Mutual one of the best car insurance companies in 20205. That’s because we understand that everyone has individual needs when it comes to their MI auto insurance. Some might want the cheapest Michigan car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Michigan car insurance, so you only pay for what you need.