New Hampshire car insurance

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New Hampshire’s White Mountains National Forest

New Hampshire auto insurance information

New Hampshire is one of only two states in the country that does not require drivers to carry auto insurance. However, the state does require that certain financial responsibility requirements are met, and if you get in an accident and are unable to pay for the damages, you could risk losing your license.

The easiest way to protect yourself and others on the road is to purchase auto insurance. If you are purchasing New Hampshire auto insurance, the state does mandate a minimum amount of coverage. Your policy must include both Bodily Injury and Property Damage coverages. The minimum required limits are $25,000 per person and $50,000 per accident for Bodily Injury and $25,000 per accident for Property Damage. You must also include at least $1,000 for Medical Payments coverage and Uninsured Motorist coverage with limits equal to your BI coverage. Most people opt for higher amounts of auto insurance coverage than the state minimums in order to protect themselves in case of an accident.

To learn more about New Hampshire auto insurance, visit the New Hampshire Insurance Department.

Bundle New Hampshire car insurance to save
Purchasing a home insurance policy along with car insurance from Liberty Mutual qualifies you for a multi-policy discount. Learn more about our New Hampshire home insurance.

Discounts that help you save

Savings Discount

Online Purchase Discount

Buy your policy online and save. It's that simple.1
Auto Home

Bundle and Save

Convenience and savings — need we say more? Combine your policies and get a discount.2
RightTrack

RightTrack

Get rewarded for your good driving behavior by saving up to 30% on your policy.3
1Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.
2Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
3Liberty Mutual: The RightTrack® discount applies only to the base coverages on the participating vehicle, which may include Bodily Injury, Property Damage, Comprehensive, Collision, Personal Injury Protection (PIP) or Medical Payments, Uninsured Motorist, and Underinsured Motorist (subject to state availability). Initial discount may vary by state and is replaced with a final discount upon completion of a review period. Not available in all states.