Home Protector Plus™

At Liberty Mutual, we understand that a home is more than a physical structure. That's why we offer Home Protector Plus™, insurance that protects your home - and what's inside. It provides you with the full replacement cost of your belongings, additional living expenses while your home is being repaired, and more. And because we know that every home is different, Liberty Mutual provides homeowners insurance coverage tailored to your needs so that you, your family and your home are properly protected at the right price.
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Features of Home Protector Plus include:

Expanded Coverage
Home Protector Plus provides additional coverage for unforeseen costs when rebuilding your home and the full replacement cost for your possessions.

Personal Property Replacement
Liberty Mutual will provide the full replacement cost of your personal possessions, not just the depreciated value, if they are damaged or destroyed. And with our Personal Property Replacement Service, we'll help you locate the exact items that were damaged - or the closest match.

Additional Living Expense
We'll cover your additional expenses if, due to a covered loss, you need to live elsewhere while repairs are being made to your home - enabling you to return to living your life as quickly as possible.

Liberty Mutual homeowners insurance policies also include:

Home Protector Plus™ is an optional coverage. Subject to applicable deductible, policy terms and conditions. Not available in all states.

1 Subject to eligibility; not all customers qualify.

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