2Coverage and limits vary by state. Please visit the website for further details. Refer to your policy for specific details, including exclusions and limitations. This program is underwritten by American Bankers Insurance Company of Florida, with its home office in Miami, Florida. In Minnesota, coverage is underwritten by American Security Insurance Company. In Texas, property coverage is underwritten by Ranchers and Farmers Mutual Insurance Company and liability coverage is underwritten by American Bankers Insurance Company of Florida, all of these companies operate under the trade name Assurant®. Each insurer has sole financial responsibility for its own products.