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Kansas Car Insurance
You could save up to 17% when you buy customized car insurance online

Common questions about Kansas auto insurance
Need car insurance in Kansas? Whether you live in Wichita or Kansas City, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your Kansas auto insurance, so you only pay for what you need.
What car insurance is required in Kansas?
In Kansas, it’s illegal to drive without insurance. Drivers in Kansas are required to have the following car insurance coverage: bodily injury to others, and property damage liability.
This chart shows the minimum auto insurance drivers are required to have in Kansas for these coverages.1
Coverage | Amount |
---|---|
Bodily Injury to Others | $25,000 per person and $50,000 per accident |
Property Damage Liability | $10,000 per accident |
For more information, check out the Kansas Department of Motor Vehicles.
If you are injured in a car accident, Personal Injury Protection (PIP) pays for your medical expenses and other related costs. PIP coverage in Kansas includes:
- $4,500/person for medical expenses
- $900/month for one year for disability/loss of income
- $25/day for in-home services
- $2,000 for funeral, burial or cremation expense
- $4,500 for rehabilitation expense
- Survivor Benefits: Disability/loss of income up to $900/month for one year
- In-home services up to $25/day for one year
What is the average cost of car insurance in Kansas?
The average cost of car insurance in Kansas is $1,5962 per year according to thezebra.com.3 That’s 7.3% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Kansas auto insurance, so you only pay for what you need.
What Kansas car insurance coverage is right for you?
The chart above shows the minimum Kansas auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your Kansas car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Kansas?
Liberty Mutual understands that everyone has individual needs when it comes to their Kansas auto insurance. Some might want the cheapest Kansas car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Kansas car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Kansas?
Getting the cheapest car insurance in Kansas may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.4
- $617 lower than GEICO
- $659 lower than Allstate
- $643 lower than Nationwide