New Car Replacement

driver covered by new car replacement insurance
Buying a brand new car is a big investment. So what happens if you total it? Many insurance policies will give you the money to replace it—but usually less than what you paid for it because of depreciation.

With Liberty Mutual's New Car Replacement, you don't have to worry about replacing it because you'll get the money for a brand new car—not just the depreciated value. It's a standard feature on all Liberty Mutual auto insurance policies.

Because if you total your new car, the only thing we want you to worry about is if you're ok.

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Your policy deductible still applies, and coverage is for cars that are less than a year old, weren't previously owned, and have less than 15,000 miles on them. Leased cars and motorcycles are excluded. New car replacement coverage is not available in North Carolina and Wyoming.

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