Oregon car insurance
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Oregon auto insurance information
As with most states, in order to register and drive your car in Oregon, the state requires that you have a minimum level of certain types of auto insurance coverage. These include:
- Bodily Injury to Others: $25,000 per person / $50,000 per accident
- Property Damage Liability: $20,000 per accident
- Personal Injury Protection: $15,000 per person
- Uninsured Motorist Coverage: $25,000 per person / $50,000 per accident
To learn more about Oregon auto insurance minimums, visit the Oregon Department of Motor Vehicles.
What is Personal Injury Protection (PIP) Coverage?
If you are injured in a car accident, Personal Injury Protection (PIP) pays for your medical expenses and other related costs. Oregon requires PIP coverage to pay for:
- Medical expenses from injuries suffered in an auto accident.
- Lost wages due to missed time at work.
- Household replacement services when paying someone to help you with tasks you could have done on your own before you were injured.
Bundle Oregon car insurance to save
Purchasing a home insurance policy along with car insurance from Liberty Mutual qualifies you for a multi-policy discount. Learn more about our Oregon home insurance.
Discounts that help you save
Online Purchase Discount
Buy your policy online and save. It's that simple.1
Bundle and Save
Convenience and savings — need we say more? Combine your policies and get a discount.2
RightTrack
Get rewarded for your good driving behavior by saving up to 30% on your policy.3
More about auto insurance
1Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.
2Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
3The RightTrack® discount applies only to the base coverages on the participating vehicle, which may include Bodily Injury, Property Damage, Comprehensive, Collision, Personal Injury Protection (PIP) or Medical Payments, Uninsured Motorist, and Underinsured Motorist (subject to state availability), and excludes fixed expenses (where applicable). Initial discount may vary by state and is replaced with a final discount upon completion of a review period. Not available in all states. Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116. ©2020 Liberty Mutual Insurance