Get a Pennsylvania car insurance quote

You could save over $700 on auto insurance when you switch to Liberty Mutual¹

Buying auto insurance in Pennsylvania

Need car insurance in Pennsylvania? Whether you live in Philadelphia or Pittsburgh, Liberty Mutual Insurance has you covered. From liability protection to comprehensive coverage, we customize your Pennsylvania auto insurance, so you only pay for what you need.

Pennsylvania drivers could save money with these auto insurance discounts

Switch to Liberty Mutual for car insurance and you could save over $700¹

Online Purchase Discount

Buy your policy online and save. It's that simple.²

Learn more about Savings

Bundle and Save

Convenience and savings — need we say more? Combine your policies and get a discount.²

Learn about Bundling and Save Discounts and more

RightTrack^®

Get rewarded for your good driving behavior by saving up to 30% on your policy.³

Save with our safe driver program

Those are just a few of the ways we can help lower your car insurance costs.

View all car insurance discounts

Pennsylvania Car Insurance Requirements (15/30/5)

In Pennsylvania, it's illegal to drive without insurance. Drivers in Pennsylvania are required to have car insurance coverage for

Bodily Injury to others
Medical benefits
Property damage liability
Limited or full tort

This chart shows the minimum auto insurance drivers are required to have in Pennsylvania for these coverages.⁴

Coverage type	State requirements
Bodily Injury to others Coverage	$15,000 per person and $30,000 per accident
Property Damage Liability Coverage	$5,000 per accident
Medical Benefits	$5,000 per accident
Limited or Full Tort Coverage	Limited Tort Coverage results in a discount on your auto insurance.

Find more information through the Pennsylvania Insurance Department.