Homeowners in California face many challenges living in the Golden State. Wildfires can pose a threat to homes and personal property in the summer and fall, and Californians must always be prepared for the possibility of an earthquake. Liberty Mutual understands the needs of California homeowners, and offers customized Home Insurance coverage to fit your specific situation. While our policies do not provide earthquake coverage, we offer coverage through a partnership with the California Earthquake Authority (CEA). Visit the CEA website to learn more.

Looking for California Renters Insurance?

Liberty Mutual home insurance isn’t just for homeowners. We also offer renters insurance to California residents who are renting and need to be protected in the event that their personal property is damaged or stolen.

California Home Insurance Discounts

No matter where in California you live, Liberty Mutual rewards your responsible choices with Home Insurance discounts that could help you save money. As a proud member of the California community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including: the alumni associations of UCLA, USC, Cal Berkeley, San Diego State and Fresno State, along with employers like the Oracle Corporation and the City and County of Sacramento.

Did You Know?

  • Liberty Mutual opened its first California office in 1925.
  • Today Liberty Mutual has more than 25 local sales offices across the state.

Get California Car Insurance & Save

Insuring both your car and your home with Liberty Mutual could qualify you for a multi-policy discount. Learn more about California Car Insurance.