Florida home insurance
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Affordable Florida home insurance customized to your needs
Need home insurance in Florida? Whether you live in the panhandle or the keys, Liberty Mutual can help you protect your investment with affordable home insurance. From insuring for property damage to covering your belongings, we customize your Florida homeowners insurance, so you only pay for what you need.
What does homeowner insurance in Florida cover?
Here’s what a typical home insurance policy covers in the Sunshine state.
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| Damages |
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Discounts that help you save
Paperless Policy Discount
It's a win-win. Good for your wallet and the environment.1
You could save $842 on customized auto and home insurance.2
Newly Purchased Home
Congrats on your new home! Enjoy some celebratory savings with your policy.1
Common questions about Florida home insurance
Depending on your budget and needs, you might want to consider increased coverage for more protection. We'll help you customize your Florida homeowners insurance to get the coverage that fits you.
See all of our homeowners coverage options
- You can find homeowners insurance from lots of companies, but Liberty Mutual will work with you to help make sure that your investment is protected. Together, we'll customize your insurance so you only pay for what you need.
More about home insurance
1Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
2Savings validated by 2019 countrywide survey of participating new customers who switched to Liberty Mutual and saved. Savings may vary. Comparison does not apply in MA.