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- Iowa Renters Insurance
Iowa renters insurance

Iowa renters insurance coverage
Whether you rent a high-rise apartment in Des Moines, or rent a house in Cedar Rapids, you could have renters insurance in Iowa with Liberty Mutual for as little as $5 a month.1
Do I need renters insurance in Iowa?
Not necessarily. While it's not required by the state, some landlords and property management companies require proof of rental insurance from tenants. When you buy renters insurance with Liberty Mutual, we'll help make sure you have the right documents to show proof of coverage.
What are the benefits of having renters insurance in Iowa?
Just like any other state, if you live in Iowa, renters insurance protects your personal belongings from things like fire and smoke, vandalism and theft, and some natural disasters too.
It also protects you financially if a visitor to your home gets injured and takes legal action.
Let's look at some real-life examples:
- A kitchen fire breaks out in your rental house in Des Moines, damaging your belongings - renters insurance can help cover replacements and temporary housing.
- A burst pipe in your Cedar Rapids apartment, ruining your electronics and furniture - renters insurance can help pay for repairs and replacements.
- Your laptop and jewelry are stolen from your Davenport apartment, renters insurance can help reimburse you for stolen items.
What renters insurance coverages are recommended in Iowa?
The coverages below come standard with our renters insurance policies:
We also offer add-on coverages for renters in Iowa who want more protection. These include:
What else do I need to know about renters insurance in Iowa?
It's important to know that renters insurance doesn't cover you for floods. It also doesn't cover injuries or damages related to driving.
If you need car insurance, you can save money by bundling your auto and renters policies. Get a multi-policy quote for auto and renters and see how much you could save!
We'll help you find the best Iowa renters insurance at a great price
Find out how much you can save when you start your renters insurance quote.