Massachusetts renters insurance

Whether you rent a high-rise apartment in Boston, or rent a house in Somerville, you could have renters insurance in Massachusetts with Liberty Mutual for as little as $5 a month.¹

Not necessarily. While it's not required by the state, some landlords and property management companies require proof of rental insurance from tenants. When you buy renters insurance with Liberty Mutual, we'll help make sure you have the right documents to show proof of coverage.

Just like any other state, if you live in Massachusetts, renters insurance protects your personal belongings from things like fire and smoke, vandalism and theft, and some natural disasters too.

It also protects you financially if a visitor to your home gets injured and takes legal action.

Let's look at some real-life examples:

• Burst heating pipes soak your winter clothes and bedding in your Boston apartment, renters insurance could help pay for replacements.
• Vandalism leaves your bicycle and sports equipment damaged or missing from your Lowell rental house, renters insurance could help reimburse you for the loss.
• A power surge during a storm ruins your home office electronics in your Brockton apartment, renters insurance could help cover the cost of new equipment.

The coverages below come standard with our renters insurance policies:

• Personal Property Coverage
• Liability and Medical Payments
• Additional Living Expenses

We also offer add-on coverages for renters in Massachusetts who want more protection. These include:

• Personal Property Replacement Cost
• Blanket Jewelry
• Earthquake Damage

See all renters insurance coverage options

It's important to know that renters insurance doesn't cover you for floods. It also doesn't cover injuries or damages related to driving.

If you need car insurance, you can save money by bundling your auto and renters policies. Get a multi-policy quote for auto and renters and see how much you could save!

Find out how much you can save when you start your renters insurance quote.

View all renters insurance discounts