- Renters Insurance
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- South Dakota Renters Insurance
South Dakota renters insurance
South Dakota renters insurance coverage
Whether you rent a high-rise apartment in Sioux Falls, or rent a house in Rapid City, you could have renters insurance in South Dakota with Liberty Mutual for as little as $5 a month.1
Do I need renters insurance in South Dakota?
Not necessarily. While it's not required by the state, some landlords and property management companies require proof of rental insurance from tenants. When you buy renters insurance with Liberty Mutual, we'll help make sure you have the right documents to show proof of coverage.
What are the benefits of having renters insurance in South Dakota?
Just like any other state, if you live in South Dakota, renters insurance protects your personal belongings from things like fire and smoke, vandalism and theft, and some natural disasters too.
It also protects you financially if a visitor to your home gets injured and takes legal action.
Let's look at some real-life examples:
- A kitchen fire damages your appliances and clothing in your Sioux Falls apartment, renters insurance could help cover replacements.
- A severe thunderstorm causes a roof leak that ruins your furniture and electronics in your Rapid City rental house, renters insurance could help pay for repairs and lost items.
- A break-in results in stolen jewelry and a laptop from your Aberdeen apartment, renters insurance could help reimburse you for the loss.
What renters insurance coverages are recommended in South Dakota?
The coverages below come standard with our renters insurance policies:
We also offer add-on coverages for renters in South Dakota who want more protection. These include:
What else do I need to know about renters insurance in South Dakota?
It's important to know that renters insurance doesn't cover you for floods. It also doesn't cover injuries or damages related to driving.
If you need car insurance, you can save money by bundling your auto and renters policies. Get a multi-policy quote for auto and renters and see how much you could save!
We’ll help you find the best South Dakota renters insurance at a great price
Find out how much you can save when you start your renters insurance quote.