Washington DC renters insurance

Whether you rent an apartment in Logan Circle, or rent a house in Adams Morgan, you could have renters insurance in Washington DC with Liberty Mutual for as little as $5 a month.¹

Not necessarily. While it's not required by the state, some landlords and property management companies require proof of rental insurance from tenants. When you buy renters insurance with Liberty Mutual, we'll help make sure you have the right documents to show proof of coverage.

Just like any other state, if you live in Washington DC, renters insurance protects your personal belongings from things like fire and smoke, vandalism and theft, and some natural disasters too.

It also protects you financially if a visitor to your home gets injured and takes legal action.

Let's look at some real-life examples:

• A power surge during a summer storm in Navy Yard damages your electronics, renters insurance can help pay to replace them.
• A guest slips and gets injured at your rented rowhouse in Capitol Hill, renters insurance can help cover their medical expenses and protect you if they file a claim.
• Your Columbia Heights townhouse is burglarized and your laptop and camera are stolen, renters insurance can reimburse you for what's missing.

The coverages below come standard with our renters insurance policies:

• Personal Property Coverage
• Liability and Medical Payments
• Additional Living Expenses

We also offer add-on coverages for renters in Washington DC who want more protection. These include:

• Personal Property Replacement Cost
• Blanket Jewelry
• Earthquake Damage

See all renters insurance coverage options

It's important to know that renters insurance doesn't cover you for floods. It also doesn't cover injuries or damages related to driving.

If you need car insurance, you can save money by bundling your auto and renters policies. Get a multi-policy quote for auto and renters and see how much you could save!

Find out how much you can save when you start your renters insurance quote.

View all renters insurance discounts