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Same-day car insurance

You could save over $700 when you switch to Liberty Mutual.1
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Affordable same-day car insurance,
for when you need it.2

There may be a time in your life when you neeed to get car insurance immediately. Here's what you need to know about the process if you find yourself in this situation.

How to get same-day car insurance

Here's what you need to know to help you get insurance as quickly as possible

Gather all necessary information

Having the necessry information you'll need to complete an online quote for same-day auto insurance can help to expedite the process - especially if you are in a rush.

At the very least, you should have your personal information (ex., name, date of birth, and driver's license number). You should also know how many miles you plan on driving your car and other vehicle information like the make, model, year, and vehicle Identification number.

Determine your coverage needs

When you're in a rush to get same-day car insurance, it can be easy to just get the minimum amount of coverage required by your state. We understand that you don't want to go uninsured, but it's also important not to be underinsured.

Once you have your same-day car insurance, you may want to go back to your new insurer to see if you should make any changes to your policy. This should be easy to do from the company's website or mobile app. This is also a good time to discuss anu additional coverages that may be available to you, as well as discounts that may help to lower your premium.

Buy your policy

Before buying your insurance policy, review your coverage and rates. Please note, most insurance companies require you to pay for your policy before your coverage can start.

For some types of coverages and endorsements, there may be a waiting period. Be sure to check the fine print of your documents or talk to your insurance company to confirm.

Get proof of insurance

After you've paid for your policy and coverage has started, you need to get your proof of insurance or a digital insurance card.

This is important because most states require you to always carry proof of insurance in ypur vehicle, and most car dealerships will require proof of insurance before you can drive your new car off the lot.

Most companies that offer online same-day insurance let you print a temporary hard copy of your proof of insurance cards or access them online while you wait for your new cards to be issued.

Our same-day car insurance keeps you covered, as soon as you need it

You can customized and save money on your car insurance today, so you only pay for what you need

Coverage

Real life example

Standard

Add-on

Bodily Injury CoverageYou're at fault in a collision where someone hurts their wrist. This can help cover their medical expenses.
Property Damage LiabilityYou back out of your driveway and hit your neighbor's fence (it happens). The cost to repair the fence can be covered.
Medical PaymentsYou're hurt in a car accident and need to take an ambulance to the hospital. This well help cover the cost. This coverage is optional in most states.
Better Car Replacement™If your car is totaled, we'll give you the money for a model that's one year newer one month after getting it.3
Accident ForgivenessAfter 5 years of never getting in an accident, you hit someone's bumper. You're forgiven - we won't raise your rate.4
Liberty Mutual Deductible Fund®You need to pay your deductible after a fender-bender. Use the funds toward the cost and you'll owe less money.5

Why choose Liberty Mutual for
car insurance?

Rated "A" (Excellent) financial by A.M. Best Company, we've been helping people like you protect what they love for over 100 years!6

Savings? We've got those too! You could save over $950 when you bundle your auto and home insurance.1

Start your quote today, to see how much you could save on auto insurance when you only pay for what you need.
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Common questions about same-day car insurance

Get the Liberty Mutual app today!

The fastest, easiest way to manage your insurance.

Access your ID cards7
Save your ID cards to your device so you have them where you need them, when you need them.

Pay and manage bills
Pay your bills, enroll in Autopay, and update billing preferences in a few easy taps.

File and track claims
From requesting Roadside Assistance to filing a claim in minutes, we're here when you need us.

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Begin your free online quote

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Want to learn more about car insurance? We can help.

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