- Car Insurance
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- Connecticut Car Insurance
Get a Connecticut car insurance quote
You could save over $700 on auto insurance when you switch to Liberty Mutual1
Buying auto insurance in Connecticut
Need car insurance in Connecticut? Whether you live on the Long Island Sound or Hartford, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your CT auto insurance, so you only pay for what you need.
Connecticut drivers could save money with these auto insurance discounts
Buy your policy online and save. It's that simple.2
Learn more about SavingsConvenience and savings — need we say more? Combine your policies and get a discount.2
Learn about Bundling and Save Discounts and moreGet rewarded for your good driving behavior by saving up to 30% on your policy.3
Save with our safe driver programConnecticut minimum car insurance requirements (25/50/25)
It's illegal to drive without car insurance in Connecticut. To drive legally, you need to have at least the following coverage amounts and minimums in Connecticut.4
Coverage type | State requirements |
|---|---|
| Bodily Injury to others Coverage | $25,000 per person and $50,000 per accident |
| Property Damage Liability Coverage | $25,000 per accident |
| Uninsured/Underinsured Motorist Coverage | $25,000 per uninsured motorist and $50,000 per accident |
Check out the Connecticut Insurance Department for more details.
Average cost of car insurance in Connecticut, 2026
According to 2026 data, the average cost of “full” coverage car insurance in Connecticut is about $2,688 per year.
Drivers in CT will often pay more, or less, depending on their coverages, car, age, driving record, and where they live.
How to get cheap car insurance in Connecticut?
Finding the cheapest car insurance in Connecticut may sound great, but a low-cost policy may not pay out when you need it.
A Liberty Mutual auto insurance policy can cost less than you think.5
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate
CT car insurance FAQs
- Liberty Mutual offers a fast, easy online purchase option for car insurance in Connecticut. You can request a quote using your valid driver's license, vehicle identification number (VIN), and the car's current mileage. You'll usually have a quote in 10 minutes or less.
Other optional coverages can include Uninsured/Underinsured Motorist coverage, Rental Car Reimbursement, Roadside Assistance, and additional coverage options that may help reduce out-of-pocket costs after a covered loss.
- Yes. Connecticut law requires minimum liability coverage of $25,000 per person, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. Drivers must also carry uninsured/underinsured motorist coverage at $25,000 per person and $50,000 per accident. Driving without insurance can result in fines and a one-month license suspension for a first offense, with a six-month suspension for subsequent convictions.
- What's cheapest for one driver may not be cheapest for another. If you're shopping for car insurance, compare quotes to find the best rate for your situation. Liberty Mutual offers quality coverage at competitive rates in Connecticut. We also offer discounts to help keep your rate down.
- The Connecticut minimum liability requirements meet legal limits but may not be enough to pay personal and property damages from a serious accident. Many drivers add optional coverage such as comprehensive and collision to help reduce out-of-pocket costs after a covered loss.