- Car Insurance
- Auto Insurance by State
- Delaware Car Insurance
Delaware Car Insurance
Enter your ZIP Code to start your quote

Common questions about Delaware auto insurance
Need car insurance in Delaware? Whether you live in Wilmington or Dover, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your Delaware auto insurance, so you only pay for what you need.
What car insurance is required in Delaware?
In Delaware, it's illegal to drive without insurance. Drivers in Delaware are required to have the following car insurance coverage: bodily injury to others, property damage liability and personal injury protection.
This chart shows the minimum auto insurance drivers are required to have in Delaware for these coverages.1
Coverage | Amount |
---|---|
Bodily Injury to Others | $15,000 per person and $30,000 per accident |
Property Damage Liability | $10,000 per accident |
Personal Injury Protection | $15,000 per person and $30,000 per accident |
For more information, check out the Delaware Department of Insurance Website.
What is the average cost of car insurance in Delaware?
The average cost of car insurance in Delaware was $1,6232 in 2021 according to thezebra.com. That's 6% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Delaware auto insurance, so you only pay for what you need.
What Delaware car insurance coverage is right for you?
The chart above shows the minimum Delaware auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We'll help you customize your Delaware car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Delaware?
Liberty Mutual understands that everyone has individual needs when it comes to their Delaware auto insurance. Some might want the cheapest Delaware car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Delaware car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Delaware?
Getting the cheapest car insurance in Delaware may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.3
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate