Get a Georgia car insurance quote

You could save over $700 on auto insurance when you switch to Liberty Mutual¹

Buying auto insurance in Georgia

Need car insurance in Georgia? Whether you live in the Blue Ridge Mountains or Atlanta, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Georgia auto insurance, so you only pay for what you need.

Georgia drivers could save money with these auto insurance discounts

Switch to Liberty Mutual for car insurance and you could save over $700¹

Online Purchase Discount

Buy your policy online and save. It's that simple.²

Learn more about Savings

Bundle and Save

Convenience and savings — need we say more? Combine your policies and get a discount.²

Learn about Bundling and Save Discounts and more

RightTrack^®

Get rewarded for your good driving behavior by saving up to 30% on your policy.³

Save with our safe driver program

Those are just a few of the ways we can help lower your car insurance costs.

View all car insurance discounts

Georgia minimum car insurance requirements (25/50/25)

It's illegal to drive without car insurance in Georgia. To drive legally, you need to have at least the following coverage amounts and minimums in Georgia.⁴

Coverage type	State requirements
Bodily Injury to others Coverage	$25,000 per person and $50,000 per accident
Bodily Injury to others Coverage	$25,000 per accident

Check out the Georgia Office of Insurance and Safety Fire Commissioner for more details.

Average cost of car insurance in Georgia, 2026

According to 2026 data, the average cost of “full” coverage car insurance in Georgia is about $2,868 per year.

Drivers in Georgia will often pay more, or less, depending on their coverages, car, age, driving record, and where they live.

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Who offers cheap insurance in Georgia?

Finding the cheapest car insurance in Georgia may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁵