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Indiana Car Insurance
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Common questions about Indiana auto insurance
Need car insurance in Indiana? Whether you live in Indianapolis or Fort Wayne, Liberty Mutual Insurance has you covered. From liability protection to comprehensive coverage, we customize your Indiana auto insurance, so you only pay for what you need.
What car insurance is required in Indiana?
In Indiana it’s illegal to drive without insurance. Drivers in Indiana are required to have the following car insurance coverage: bodily injury to others, property damage, uninsured motorist bodily injury, uninsured property damage, and underinsured motorists bodily injury.
This chart shows the minimum auto insurance drivers are required to have in Indiana.1
Coverage | Amount |
|---|---|
| Bodily Injury to Others | $25,000 per person and $50,000 per accident |
| Property Damage Liability | $10,000 per accident |
| Uninsured Motorist Bodily Injury Coverage | $25,000 per person and $50,000 per accident |
| Uninsured Property Damage | $10,000 per accident |
| Underinsured Motorists Bodily Injury | $50,000 per accident |
For more information, check out Indiana Department of Insurance.
What is the average cost of car insurance in Indiana?
The average cost of car insurance in Indiana is $1,188 per year according to thezebra.com.2 That’s 20% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Indiana auto insurance, so you only pay for what you need.
What Indiana car insurance coverage is right for you?
The chart above shows the minimum Indiana auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your Indiana car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Indiana?
NerdWallet named Liberty Mutual one of the best car insurance companies in 2022.3 That’s because we understand that everyone has individual needs when it comes to their Indiana auto insurance. Some might want the cheapest Indiana car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Indiana car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Indiana?
Getting the cheapest car insurance in Indiana may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.4
- $617 lower than GEICO
- $659 lower than Allstate
- $643 lower than Nationwide