Mississippi Car Insurance
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Common questions about Mississippi auto insurance
Need car insurance in Mississippi? Whether you live on the Gulfport or Jackson, Liberty Mutual can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Mississippi auto insurance, so you only pay for what you need.
What car insurance is required in Mississippi?
In Mississippi, it's illegal to drive without insurance. In fact, there are legal and monetary consequences like fines and suspension of drivers license for a year.1
Drivers in Mississippi are required to have car insurance coverage for
- Bodily Injury to others
- Property Damage
Here are the minimum auto insurance limits drivers must have in Mississippi.1
|Bodily Injury to Others||$25,000 per person and $50,000 per accident|
|Property Damage Liability||$25,000 per accident|
Check out the Mississippi Insurance Department for more details.
What's considered "full coverage" car insurance in Mississippi?
"Full coverage" car insurance can mean different things to different people. Legally, in the state of Mississippi you're only required to have the state minimum coverage.
However, "full car insurance" or "full coverage" is often thought of as having the state minimums and
- Comprehensive Coverage: helps pay for damages caused by events like hail, fire, or theft
- Collision Coverage: helps cover the cost to fix damage to your car from an accident with another car
For leased or financed cars, most lenders require having Comprehensive and Collision Coverage.
What's the average cost of car insurance in Mississippi?
The average cost of car insurance in Mississippi was $1,6072 in 2021 according to thezebra.com. That's 5% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can help you save money on Mississippi auto insurance with a customized policy so you only pay for what you need.
What Mississippi car insurance coverage is right for you?
All Mississippi drivers must have the state minimum auto insurance coverages. But, based on your budget and needs, you may want to consider higher limits for more protection. We'll help you customize your Mississippi car insurance to get the coverage that fits you. See all of our auto coverage options.
What's the best car insurance in Mississippi?
Liberty Mutual knows everyone has different needs for their Mississippi auto insurance. Some may want the cheapest Mississippi car insurance, while others want more coverage and an auto insurance company they know they can trust. We can help you customize your Mississippi car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Mississippi?
Getting the cheapest car insurance in Mississippi sounds great, but tit could cost you when you need it most. Beyond cost, you should make sure the company you pick is reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.3
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate