- Car Insurance
- Auto Insurance by State
- Pennsylvania Car Insurance
Pennsylvania Car Insurance
Enter your ZIP Code to start your quote

Common questions about Pennsylvania auto insurance
Need car insurance in Pennsylvania? Whether you live in Philadelphia or Pittsburgh, Liberty Mutual Insurance has you covered. From liability protection to comprehensive coverage, we customize your Pennsylvania auto insurance, so you only pay for what you need.
What car insurance is required in Pennsylvania?
In Pennsylvania, it's illegal to drive without insurance. Drivers in Pennsylvania are required to have the following car insurance coverage: bodily injury, medical benefits, property damage, and limited or full tort.
This chart shows the minimum auto insurance drivers are required to have in Pennsylvania.1
Coverage | Amount |
---|---|
Bodily Injury Coverage | $15,000 per person and $30,000 per accident |
Medical Benefits | $5,000 per accident |
Property Damage Liability | $5,000 per accident |
Limited or Full Tort Coverage | Limited Tort Coverage results in a discount on your auto insurance. |
For more information, check out the Pennsylvania Insurance Department's Auto Insurance Guide.
What is the average cost of car insurance in Pennsylvania?
The average cost of car insurance in Pennsylvania is $1,2662 in 2021 according to thezebra.com. That's 17% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Pennsylvania. auto insurance, so you only pay for what you need.
What Pennsylvania car insurance coverage is right for you?
The chart above shows the minimum Pennsylvania auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We'll help you customize your Pennsylvania car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Pennsylvania?
Liberty Mutual understands that everyone has individual needs when it comes to their Pennsylvania auto insurance. Some might want the cheapest Pennsylvania car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Pennsylvania car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Pennsylvania?
Getting the cheapest car insurance in Pennsylvania may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.3
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate