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Does car insurance cover theft?
You can customize your policy with Comprehensive Coverage for an extra layer of protection from things besides a collision, including theft. If you lease or finance your car, this coverage may be required.
What is collision insurance?
Coverage for damage to your car caused by hitting another car or object (like a tree or fence). This is an optional coverage in most states, meaning you can choose to add it to your policy.
Do I need collision insurance?
If you don't have it, you could be on the hook for paying for repairs completely out-of-pocket. If your car is new or has good value (or you just don't want a hefty repair bill), collision coverage is probably right for you. Keep in mind, you might be required to have collision insurance if you finance or lease your car.
Understand your auto insurance coverage options
Most car insurance companies tell you what they cover, but how does car insurance coverage work if you need to use it? We’ve broken down some common coverages to help make sense of it all.
Auto insurance discounts that help you save
The number of discounts we offer is just one reason NerdWallet has named us one of the best car insurance companies of 2020*. Start your auto quote to see how much you can save.