Who's it right for?
Those looking for maximum coverage on their car.
If you lease or finance your vehicle, you may be required to purchase this coverage.
What are the benefits?
You’ll avoid out-of-pocket costs if your car is damaged after you’ve met your deductible.
Compensation if your car is totaled.
Comprehensive vs. Collision coverage
Even though they both protect your car if it gets damaged, Collision coverage only takes care of incidents that involve other vehicles.
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Coverage Feature
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Collision coverage
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Comprehensive coverage
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Optional coverage added to auto insurance policy
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May be required if vehicle is leased or financed
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Deductible applies in the case of a claim
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Covers losses caused by a collision
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Covers losses caused by damage other than a collision
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Get to know your coverage options
Understanding your coverage options shouldn't be complicated. We'll walk you through available coverage types, starting with who and what is covered.
Get Comprehensive coverage
Already a Liberty Mutual auto insurance customer?
If you're adding a new car to your policy, we'll walk you through the steps for enrollment below.
Not a Liberty Mutual auto insurance customer?
Learn more about how we can customize your auto insurance so you only pay for what you need.