Liberty Mutual
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Customer Service: 1-888-398-8924
Claims: 1-800-225-2467
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*Additional charges apply if your policy does not include the Towing and Labor coverage.

Avoid paying out-of-pocket costs with Comprehensive coverage

Add-on protection for non-collision incidents
What is Comprehensive coverage?
When your car is damaged for any reason besides a collision, Comprehensive coverage will pay the cost after your deductible is met. Think of it as an extra layer of security for the unexpected. Damage caused by things like a storm, flood, fire, vandalism, or theft are all incidents when Comprehensive would kick in to help cover costs.
Yellow car with a tree branch in the windshield.
Who's it right for?
Those looking for maximum coverage on their car.
If you lease or finance your vehicle, you may be required to purchase this coverage.
What are the benefits?
You’ll avoid out-of-pocket costs if your car is damaged after you’ve met your deductible.
Compensation if your car is totaled.
Comprehensive vs. Collision coverage
Even though they both protect your car if it gets damaged, Collision coverage only takes care of incidents that involve other vehicles.
Coverage Feature
Collision coverage
Comprehensive coverage
Optional coverage added to auto insurance policy
May be required if vehicle is leased or financed
Deductible applies in the case of a claim
Covers losses caused by a collision
Covers losses caused by damage other than a collision
Get to know your coverage options
Understanding your coverage options shouldn't be complicated. We'll walk you through available coverage types, starting with who and what is covered.
Get Comprehensive coverage
Already a Liberty Mutual auto insurance customer?
If you're adding a new car to your policy, we'll walk you through the steps for enrollment below.
Not a Liberty Mutual auto insurance customer?
Learn more about how we can customize your auto insurance so you only pay for what you need.