Liberty Mutual
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Customer Service: 1-888-398-8924
Claims: 1-800-225-2467
Sales: 1-800-837-5254
For customer service hours, FAQ's, and to learn about more ways to get in touch, visit the Liberty Mutual Contact Us portal.
*Additional charges apply if your policy does not include the Towing and Labor coverage.

Property Damage Coverage

Property Damage Insurance can protect you if your car damages someone else's vehicle or property.

What is Property Damage Coverage?

If you’re responsible for an accident, property damage coverage will take care of the cost of repairing or replacing another person’s property. This typically means damage to someone else’s car, but it could apply to any other type of property you damage in an accident.
Two cars in a collision.

What does it cover?

Damage to another vehicle
Damage to another person's property

What else should I know?

If the cost of damages exceeds the amount of your coverage, you are responsible for the remaining cost.
You can choose a higher limit for this coverage, meaning you’ll be covered for a higher amount if you’re in an accident.

Get to know your coverage options

Understanding your coverage options shouldn't be complicated. We'll walk you through available coverage types, starting with who and what is covered.