Property Damage Coverage
Property Damage Insurance can protect you if your car damages someone else's vehicle or property.
What is Property Damage Coverage?
If you’re responsible for an accident, property damage coverage will take care of the cost of repairing or replacing another person’s property. This typically means damage to someone else’s car, but it could apply to any other type of property you damage in an accident.
What does it cover?
Damage to another vehicle
Damage to another person's property
What else should I know?
If the cost of damages exceeds the amount of your coverage, you are responsible for the remaining cost.
You can choose a higher limit for this coverage, meaning you’ll be covered for a higher amount if you’re in an accident.
Get to know your coverage options
Understanding your coverage options shouldn't be complicated. We'll walk you through available coverage types, starting with who and what is covered.