New York homeowners face specific challenges living in the Empire State. Harsh winters bring frozen pipes, ice dams and snow. Hot summers mean thunderstorms and hail that unexpectedly damage property. Fall’s beauty masks the threats associated with hurricane season. Liberty Mutual understands the needs of New York homeowners, and offers customized Home Insurance coverage to fit your specific situation.

Looking for New York Renters Insurance?

Liberty Mutual Home Insurance isn’t just for homeowners. We also offer Renters Insurance to New York residents who are renting and need to be protected in the event that their personal property is damaged or stolen.

New York Home Insurance Discounts

Whether you live in New York City, Oswego, Plattsburg, or somewhere on Long Island, Liberty Mutual rewards your responsible choices with Home Insurance discounts that could help you save money. Additionally, we offer exclusive savings to over 1,000 college alumni groups, companies, and associations across the state, including the New York State Public Employees Federation Membership Benefit Program and many SUNY alumni organizations.

Did You Know?

  • Liberty Mutual opened its first New York office in 1917.
  • Liberty Mutual now has more than 450 licensed Sales Representatives located in over 90 offices across the state.

Get New York Car Insurance & Save

Insuring both your car and home with Liberty Mutual could qualify you for a multi-policy discount on your Home Insurance. Learn more about New York Car Insurance.

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