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Rhode Island Car Insurance
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Common questions about Rhode Island auto insurance
Need car insurance in Rhode Island? Whether you live in Providence or Cranston, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your Rhode Island auto insurance, so you only pay for what you need.
What car insurance is required in Rhode Island?
In Rhode Island, it's illegal to drive without insurance. Drivers in Rhode Island are required to have the following car insurance coverage: bodily injury to others, and property damage liability.
This chart shows the minimum auto insurance drivers are required to have in Rhode Island for these coverages.1
Coverage | Amount |
|---|---|
| Bodily Injury to Others | $25,000 per person and $50,000 per accident |
| Property Damage Liability | $25,000 per accident |
For more information, check out Rhode Island Division of Insurance Regulation.
What is the average cost of car insurance in Rhode Island?
The average cost of car insurance in Rhode Island is $2,1062 in 2021 according to thezebra.com. That's 38% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Rhode Island auto insurance, so you only pay for what you need.
What Rhode Island car insurance coverage is right for you?
The chart above shows the minimum Rhode Island auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We'll help you customize your Rhode Island car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Rhode Island?
Liberty Mutual understands that everyone has individual needs when it comes to their Rhode Island auto insurance. Some might want the cheapest Rhode Island car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Rhode Island car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Rhode Island?
Getting the cheapest car insurance in Rhode Island may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.3
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate