Rhode Island Car Insurance
Enter your ZIP code to start your quote
Common questions about Rhode Island auto insurance
Need car insurance in Rhode Island? Whether you live in Providence or Cranston, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your Rhode Island auto insurance, so you only pay for what you need.
What car insurance is required in Rhode Island?
In Rhode Island, it’s illegal to drive without insurance. Drivers in Rhode Island are required to have the following car insurance coverage: bodily injury to others, and property damage liability.
This chart shows the minimum auto insurance drivers are required to have in Rhode Island for these coverages.1
|Bodily Injury to Others||$25,000 per person and $50,000 per accident|
|Property Damage Liability||$25,000 per accident|
For more information, check out Rhode Island Division of Insurance Regulation.
What is the average cost of car insurance in Rhode Island?
The average cost of car insurance in Rhode Island is $1,872 per year according to thezebra.com2. That’s 25.8% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Rhode Island auto insurance, so you only pay for what you need.
What Rhode Island car insurance coverage is right for you?
The chart above shows the minimum Rhode Island auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your Rhode Island car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Rhode Island?
Nerd Wallet named Liberty Mutual one of the best car insurance companies in 2022.3 That’s because we understand that everyone has individual needs when it comes to their Rhode Island auto insurance. Some might want the cheapest Rhode Island car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Rhode Island car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Rhode Island?
Getting the cheapest car insurance in Rhode Island may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.4
- $617 lower than GEICO
- $659 lower than Allstate
- $643 lower than Nationwide