Utah Car Insurance

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Common questions about Utah
auto insurance

Need car insurance in Utah? Whether you live in Salt Lake City or West Valley City, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your Utah auto insurance, so you only pay for what you need.

What car insurance is required in Utah?

In Utah, it's illegal to drive without insurance. Drivers in Utah are required to have the following car insurance coverage:

Bodily Injury to others
Property Damage Liability

This chart shows the minimum auto insurance drivers are required to have in Utah for these coverages.²

Coverage	Amount
Bodily Injury to Others	$30,000 per person and $65,000 per accident
Property Damage Liability	$25,000 per accident

For more information, check out the Utah Insurance Department.

What is the average cost of car insurance in Utah?

The average cost of car insurance in Utah is $1,386³ in 2021 according to thezebra.com. That's 9% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.

Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Utah auto insurance, so you only pay for what you need.

See how much you could save on car insurance.

Who has the cheapest car insurance in Utah?

Getting the cheapest car insurance in Utah may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴