No matter what Arizona city or town you live in, Liberty Mutual rewards your responsible choices with Car Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the Arizona community, we offer exclusive savings to various college alumni groups, companies, and associations across the state, including; Arizona State University, the University of Arizona, and employees of the State of Arizona. Liberty Mutual also offers specific benefits and savings to teachers through our Teachers Auto Insurance.


Arizona Auto Insurance Information

Arizona operates under a Financial Responsibility system. This means that, should you ever get in an accident or be pulled over for speeding, you will be required to provide proof that if you were to cause any damage with your car, you would be able to cover the costs. The easiest way to fulfill this obligation is through purchasing auto insurance. The Arizona Department of Insurance law stipulates a minimum level of certain types of auto insurance coverage. These include:

  • Bodily Injury to Others: $15,000 per person / $30,000 per accident
  • Property Damage Liability: $10,000 per accident

Most people opt for higher amounts of auto insurance coverage than the state minimums in order to protect themselves in case of an accident.

As a border state, Arizona residents often ask us about their auto insurance coverage while driving in Mexico. Arizona auto insurance policies written by Liberty Mutual, include a "Mexico Extension Endorsement" that contains limited Mexican coverage (limited to within 75 miles of the U.S. border and 10 consecutive days in Mexico) on your auto insurance policy. Ask your Local Agent for more details.

To learn more about Arizona auto insurance, visit the Arizona Department of Insurance or Service Arizona.

Did You Know?

  • Liberty Mutual Group opened its first Arizona office in 1935.
  • Today, over 1,000 employees serve Arizona citizens from 14 offices throughout the state.

Get Arizona Home Insurance & Save

Purchasing a Home Insurance policy along with Car Insurance from Liberty Mutual could qualify you for a multi-policy discount. Learn more about our Arizona Home Insurance.

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