Kentucky car insurance
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Kentucky auto insurance information
As with most states, in order to register and drive your car in Kentucky, the Commonwealth requires that you have a minimum level of certain types of auto insurance coverage. These include:
- Bodily Injury to Others: $25,000 per person / $50,000 per accident
- Property Damage Liability: $10,000 per accident
To learn more about Kentucky auto insurance minimums, visit the Kentucky Transportation Cabinet.
If you are injured in a car accident, Personal Injury Protection (PIP) pays for your medical expenses and other related costs. PIP coverage in Kentucky has a minimum amount of $10,000 per person and covers:
- Medical expenses from injuries suffered in an auto accident.
- Lost wages due to missed time at work. Similar “out-of-pocket” costs due to injury.
Bundle Kentucky car insurance to save
Purchasing a home insurance policy along with car insurance from Liberty Mutual qualifies you for a multi-policy discount. Learn more about our Kentucky home insurance.