Liberty Mutual
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Roadside Assistance 24/7*
Contact Us by Phone:
Customer Service: 1-888-398-8924
Claims: 1-800-225-2467
Sales: 1-800-837-5254
For customer service hours, FAQ's, and to learn about more ways to get in touch, visit the Liberty Mutual Contact Us portal.
*Additional charges apply if your policy does not include the Towing and Labor coverage.

Whether you live in the Twin Cities, Hastings, Roseau or Rochester, Liberty Mutual rewards your responsible choices with Car Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the Minnesota community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including the University of Minnesota and 3M.

Minnesota Auto Insurance Information
As with most states, in order to register and drive your car in Minnesota, the state requires that you have a minimum level of certain types of auto insurance coverage. These include:

  • Bodily Injury to Others: $30,000 per person / $60,000 per accident
  • Property Damage Liability: $10,000 per accident
  • Uninsured Motorist: $25,000 per person / $50,000 per accident
  • Underinsured Motorist: $25,000 per person / $50,000 per accident

Most people opt for higher amounts of auto insurance coverage than the state minimum in order to protect themselves and their cars in case of an accident. To learn more about Minnesota auto insurance minimums, download this brochure from the Minnesota Department of Commerce.

What is Personal Injury Protection (PIP) Coverage?
If you are injured in a car accident, Personal Injury Protection (PIP) pays for your medical expenses and other related costs. PIP coverage in Minnesota has a minimum amount of $40,000 per person and covers:

  • Medical expenses from injuries suffered in an auto accident.
  • Lost wages due to missed time at work.
  • Household replacement services when paying someone to help you with tasks you could have done on your own before you were injured.

Did You Know?

  • Liberty Mutual opened its first office in Minnesota in 1921.
  • Liberty Mutual now employs more than 220 people in 6 offices across the state.

Get Minnesota Home Insurance & Save
Purchasing a Home Insurance policy along with Car Insurance from Liberty Mutual could qualify you for a multi-policy discount. Learn more about our Minnesota Home Insurance.