Liberty Mutual
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Personal Injury Protection Coverage

Coverage that addresses additional medical and other types of expenses as a result of an accident.

What is Personal Injury Protection?

Also known as PIP for short, Personal Injury Protection takes care of potential expenses as a result of an accident. It's important to know that PIP coverage details vary from state to state depending on what yours requires. Some states do not require PIP at all, while others mandate coverage and specific details.

Liberty Mutual will add the PIP coverage your state requires when you quote. From there, you can choose to increase coverage depending on what’s right for you.
friend talking to person in cast

What it generally covers

Hospital bills for you or someone injured.
Other expenses as a result of the accident, such as rehabilitation costs.
Medication or prothesis.

What else should I know?

PIP requirements are different across states. When you quote, we’ll automatically include the PIP coverage you need based on where you are.
PIP coverage is different from Medical Payment Coverage because it can cover expenses beyond initial medical care, such as lost wages or funeral costs.

Get to know your coverage options

Understanding your coverage options shouldn't be complicated. We'll walk you through available coverage types, starting with who and what is covered.