No matter where you live in South Dakota, Liberty Mutual rewards your responsible choices with Car Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the South Dakota community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including the University of South Dakota Alumni Association, the South Dakota School of Mines and Technology, Dakota Wesleyan University and the Rapid City School District.


South Dakota Auto Insurance Information

As with most states, in order to register and drive your car in South Dakota, the state requires that you have a minimum level of certain types of auto insurance coverage. These include:

  • Bodily Injury to Others: $25,000 per person / $50,000 per accident
  • Property Damage Liability: $25,000 per accident
  • Uninsured and underinsured motorist coverage is also required

Most people opt for higher amounts of auto insurance coverage than the state minimum in order to protect themselves in the event of an accident. To learn more about South Dakota auto insurance minimums, visit the South Dakota Department of Labor and Regulation.

Get South Dakota Home Insurance & Save

Purchasing a Home Insurance policy along with Car Insurance from Liberty Mutual could qualify you for a multi-policy discount. Learn more about our South Dakota Home Insurance.

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