- Car Insurance
- Auto Insurance by State
- Alabama Car Insurance
Alabama Car Insurance
Enter your ZIP code to start your quote

Common questions about Alabama auto insurance
Need car insurance in Alabama? Whether you live in Birmingham or Huntsville, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your Alabama auto insurance, so you only pay for what you need.
What car insurance is required in Alabama?
In Alabama, it’s illegal to drive without insurance. Drivers in Alabama are required to have the following car insurance coverage: bodily injury to others and property damage liability.
This chart shows the minimum auto insurance drivers are required to have in Alabama for these coverages.1
Coverage | Amount |
---|---|
Bodily Injury to Others | $25,000 per person and $50,000 per accident |
Property Damage Liability | $25,000 per accident |
For more information, check out the Alabama Motor Vehicle Division.
What is the average cost of car insurance in Alabama?
The average cost of car insurance in Alabama is $1,2962 per year according to thezebra.com.3 That’s 12.9% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Alabama auto insurance, so you only pay for what you need.
What Alabama car insurance coverage is right for you?
The chart above shows the minimum Alabama auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your Alabama car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Alabama?
Liberty Mutual understands that everyone has individual needs when it comes to their Alabama auto insurance. Some might want the cheapest Alabama car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Alabama car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Alabama?
Getting the cheapest car insurance in Alabama may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.4
- $617 lower than GEICO
- $659 lower than Allstate
- $643 lower than Nationwide