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- Iowa Car Insurance
Iowa Car Insurance
You could save up to 14% when you buy customized car insurance online
Common questions about Iowa auto insurance
Need car insurance in Iowa? Whether you live by the Cedar Rapids or Des Moines, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your Iowa auto insurance, so you only pay for what you need.
What car insurance is required in Iowa?
Iowa operates under a Financial Responsibility system. This means that you are required to provide proof that if you were to cause any damage with your car, you would be able to cover the costs. The easiest way to fulfill this obligation is through purchasing auto insurance. The state stipulates a minimum level of certain types of auto insurance coverage.
This chart shows the minimum auto insurance drivers are required to have in Iowa for these coverages.1
Coverage | Amount |
|---|---|
| Bodily Injury to Others | $20,000 per person and $40,000 per accident |
| Property Damage Liability | $15,000 per accident |
| Uninsured Motorist coverage equal to those minimums listed above |
For more information, check out the Iowa Driver's Manual.
What is the average cost of car insurance in Iowa?
The average cost of car insurance in Iowa is $1,1522 per year according to thezebra.com.3 That’s 23% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Iowa auto insurance, so you only pay for what you need.
What Iowa car insurance coverage is right for you?
The chart above shows the minimum Iowa auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your Iowa car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Iowa?
Liberty Mutual understands that everyone has individual needs when it comes to their Iowa auto insurance. Some might want the cheapest Iowa car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Iowa car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Iowa?
Getting the cheapest car insurance in Iowa may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.4
- $617 lower than GEICO
- $659 lower than Allstate
- $643 lower than Nationwide